To work more effectively with real estate clients who are women, America Foy writes, stop leading with assumptions and start leading with competence.

The housing industry keeps talking about single women like they are a specialty segment. For much of modern history, they were treated that way by the financial system, too, because women were blocked from basic access to credit on their own until the Equal Credit Opportunity Act took effect in the 1970s. That changed the playing field. Agents need to understand that the market has changed with it.  

According to Pew Research Center, single women now own more homes than single men in the United States, and among unmarried homeowners, women hold roughly 58 percent of the market compared with about 42 percent for single men. That alone should change how agents think about their buyer pool.

As of March 2026, Realtor.com says more than 20 million single women now own homes in the U.S.  

The point

The point is simple, and agents should stop missing it. Single women are not a niche audience to dabble in when you have time. They are a primary buyer class, just like young couples, first-time buyers and downsizers. That means they deserve the same level of attention, strategy and respect that agents routinely give to any other core segment of the market.  

The idea is that if you are still marketing only to the old married couple model, you are ignoring a huge part of the market that is already buying, selling and building wealth on its own terms. Agents who understand that shift will stop treating single women as a side note and start treating them as a serious part of their business plan. That is where the opportunity is.

Ass-u-me

Assume nothing about what is best for a client just because you think you know the story. I spoke to one of my sisters, a single woman homeowner, about her most recent interaction with a real estate agent. For single women, especially, the wrong assumption can kill trust fast. 

My sister, Hera, said, “My agent, I’ll call her Becky,” she laughed, “was a little younger and she kept asking about when my husband was going to arrive. I was looking for a larger house and she just couldn’t get it through her head I wasn’t married.”

That is exactly the kind of mistake agents make when they let their assumptions do the work. The client in front of you is the one who knows what they need. Your job is to listen long enough to find out what that is. If you start with your own idea of what a buyer should want, you risk missing the actual deal.

Security

I had a teacher in the long, long ago who used to crack on about approval and security. He’d say, “Men and women are basically the same animal. It’s what motivates them that makes them unique. Men seek approval, and women seek security, so don’t try and hard sell a woman.”

Single women often care about something else first. They care about whether the home fits the way they actually live. They care about safety, practicality, commute, maintenance, flexibility and whether the transaction itself feels manageable. They care about whether they are being sold to or understood. They care about security.

That is where agents can gain real leverage. A good agent does not need to pretend every buyer wants the same thing. A good agent asks better questions.

  • What does daily life look like in this home?
  • What burden are you trying to reduce?
  • What problem are you trying to solve?
  • What would make this move feel like a success beyond price?

For many single women, especially first-time buyers, the answer is not just ownership. It is control: Control over where they live. Control over monthly costs. Control over future equity. Control over whether they keep renting while waiting for life to become more convenient.

Changes

If you want this audience, stop leading with assumptions and start leading with competence. Speak to the real concerns. Explain the process clearly. Show that you understand the difference between a transaction and a life decision.

Do not confuse familiarity with insight. Do not mistake your own expectations for the client’s priorities.

The agents who will win here are not the ones with the slickest pitch. They are the ones who can listen without projecting, guide without condescension and understand that a single woman buying a home is not a backup plan or a temporary condition. She is the market.

Smart agents will pay attention because the numbers already have.

America Foy is a broker associate at The Grubb Co. Connect with him on LinkedIn and Instagram.

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