What if the best mortgage option for your client isn’t a new loan? There’s a mortgage strategy most agents and even lenders don’t talk about.
Not because it doesn’t work, but because it doesn’t benefit them the same way. It’s called an assumable mortgage, and it could completely change how buyers afford homes in today’s market.
In this episode of Real Estate Insiders Unfiltered, Ryan Thomson, also known as “The Assumable Guy,” breaks down how this strategy works and why it’s making a comeback right now.
These loans have been around for decades, but most agents, lenders and buyers have completely forgotten they exist.
Thomson explains how buyers can take over a seller’s low-interest mortgage, potentially saving hundreds, or even thousands per month, and why this strategy is becoming more powerful in today’s higher-rate environment.
If you want to stand out, create real value and unlock deals most agents miss, this episode is a must-listen.
Highlights
This episode dives into:
- What an assumable mortgage actually is
- Why FHA and VA loans can be transferred to buyers
- How buyers can lock in 2-3 percent interest rates
- How to find assumable deals in your market
- Why this niche is creating massive lead opportunities
Thomson also shares how he built a business around this strategy, generating 100-plus leads per week and closing millions in volume from a niche most agents ignore. Because in real estate, the biggest opportunities are usually hiding in plain sight.
Connect with Ryan Thomson on LinkedIn. Learn more about The Assumable Guy on Instagram, TikTok, Facebook and online at assumableguy.com.
Real Estate Insiders Unfiltered is now exclusively on Inman. Tune in for agent- and team-focused content on Mondays and leadership interviews on Wednesdays each week. Listen on Apple or Spotify.
James Dwiggins is the Co-CEO of NextHome, Inc. and co-host of Real Estate Insiders Unfiltered.
Keith Robinson is the Co-CEO of NextHome, Inc. and co-host of Real Estate Insiders Unfiltered.
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